Overview
This SBA program finances small businesses’ short-term, cyclical or seasonal working capital needs up to $1,000,000. There are distinct short-term working capital loans:
- Seasonal Contractors
- Builders
- Standard Asset-Based
- Small Asset-Based lines
Most rules of the SBA 7(a) Loan apply with up to 5 years prepay and interest on loan of 2.5% over Prime.
