This SBA program finances small businesses’ short-term, cyclical or seasonal working capital needs up to $1,000,000. There are distinct short-term working capital loans:
  • Seasonal Contractors
  • Builders
  • Standard Asset-Based
  • Small Asset-Based lines

Most rules of the SBA 7(a) Loan apply with up to 5 years prepay and interest on loan of 2.5% over Prime.